360. Karlsson, Grahn, Parviainen, Huru - Kuukausipalaveri 20

·1 hr 36 min·5 clips

A major shift in student housing support starts August 1st, potentially disrupting rental markets across Finland.

This episode is the 20th installment of the monthly meeting format for the Ostan Asuntoja podcast, hosted by Harri Huru with guests Emil, Jesse, and Markus. The discussion is structured around three pre-announced agenda items. The first and most substantial segment examines a significant policy change: the transition of student housing support from the general housing allowance system to a student-specific model starting August 1st. The panel delves into the technical and practical implications of this shift, noting that over 40% of housing allowance recipients are students. They reference a 2017 study by VATT which showed a previous, opposite policy change led to a major increase in the share of students living alone. The conversation explores how this new change might affect demand for different apartment types, with suggestions that shared living in two-room apartments could become more popular. The panel also notes specific cities like Kajaani and Vaasa moving to lower support brackets. The second segment shifts to a more philosophical discussion, where each participant reflects on whether they identify more as a passive housing investor or an active rental business entrepreneur. Jesse shares a detailed anecdote about handling a tenant's unexpectedly high water bill, emphasizing the operational and relational aspects. The third topic, touched on more briefly, concerns the availability of funding for property investments, with mentions of bank tightening and a 'debtor barometer' survey. The episode concludes with the host thanking the participants and noting they will revisit the student housing topic in a future meeting.

Listen to the show on

Apple Podcasts Spotify

Play clips from this episode More from Ostan Asuntoja Podcast