NerdWallet's Smart Money Podcast · NerdWallet Personal Finance
Are You Too Late for the Gold Rush? Plus: A Retirement Rule That Might Be Broken
January 29, 2026·43 min·4 clips
Gold holds its value when currencies fail, making it a hedge against economic uncertainty.
As heard by us
Gold's record high and the 80% retirement rule get a practical, skeptical check.
The episode uses gold's record high against the dollar as a clean entry point into two familiar money questions: why investors reach for precious metals when uncertainty rises, and whether the 80% retirement benchmark still earns a place in planning.
Why you'd press play
Gold hits a record high, then retirement math gets a reality check.
Listen to the show on