Climate One · Climate One from The Commonwealth Club

Scorching Premiums: Climate Costs Hit Insurance Market

·1 hr 4 min·5 clips
An insurance leader warns climate disasters could make capitalism unviable and collapse the financial sector.
This episode explores how climate change is driving a crisis in the homeowners insurance market, with premiums soaring and policies being canceled. Guests discuss the systemic risks, personal stories of loss, and potential solutions like resilience measures and holding fossil fuel companies accountable.

As heard by us

Climate risk reaches the mailbox, then the neighborhood.

Climate One turns homeowners insurance into a plainspoken climate story, not a policy exercise. It follows rising premiums and nonrenewals as floods, wildfires, and stronger windstorms pile up, then shows what that looks like when coverage starts to slip away.

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Why you'd press play

Your insurance bill has become a climate signal.

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